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The 10 best Ko-fi alternatives in 2026

Published
July 31, 2026
Last updated
August 29, 2026

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Leaving Ko-fi?

ByteSell takes 0% on every plan, and your buyers pay straight into your own Stripe, PayPal or crypto wallet.

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Ko-fi transfers support straight into your own PayPal or Stripe with no payout schedule, no minimum balance and nothing owed monthly, and it says outright that you are the merchant of record on every transaction.

The famous zero is narrower than its reputation. Ko-fi’s fee article puts 5% on shop sales, memberships and commissions across both free tiers, and new creators start as Contributors, which applies that 5% to one-off tips as well.

The 10 best Ko-fi alternatives for selling and taking support

  1. ByteSellOur pick

    The version of your Ko-fi page where selling is the point: nothing taken from a shop sale, a membership or a commission, on the free plan as much as the paid ones. Memberships also gate access rather than trusting the buyer. The free storage allowance is far smaller than the one you have now.

    Pros

    • Shop sales, memberships and commissions all cost nothing, on the free plan included
    • Discord and Telegram access opens on payment and closes when a subscription lapses
    • Money reaches your own Stripe, PayPal or crypto wallet without passing through a balance
    • Coupons, upsells, affiliates and a reseller program are free on every plan

    Cons

    • The free plan stores 500 MB in total and refuses files over 50 MB, well under Ko-fi’s allowance
    • Free serves 5 GB of downloads a month and keeps seven days of analytics
    • A custom domain and the removal of ByteSell branding both begin at $29 a month
    • There is no marketplace, so buyers arrive through channels you already own

    Ko-fi would take, in a year

    $1,500and ByteSell would take none of it

    On a $50 product selling 50 times a month, at 5%. ByteSell is 0% on every plan including the free one, and the buyer pays your own Stripe, PayPal or wallet, so nothing is held in the middle.

    Free plan, no card, keep every cent of every sale.

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  2. Payhip logoPayhip

    Charges the same 5% you already pay, so the reason to move is what comes with it: unlimited products, a real storefront, subscriptions and affiliates, and no feature reserved for a paid tier. It also remits US sales tax and handles EU VAT, which Ko-fi leaves entirely to you.

    Pros

    • Five percent on the free plan, matching what Ko-fi already takes from a shop sale
    • No feature is withheld by tier, so the free plan includes subscriptions and affiliates
    • Payhip remits US sales tax as a marketplace facilitator and handles EU VAT
    • Unlimited products with no cap on revenue or on how much you sell

    Cons

    • Zero percent needs the $99 Pro plan, and the $29 Plus tier still keeps 2%
    • Only PayPal and one further processor can normally be connected at once
    • No annual pricing is published, so there is no discount for committing

    Payhip fee calculatorPayhip alternatives

  3. Sellfy logoSellfy

    Removes the percentage rather than reducing it, on all three of its plans, and adds print on demand so a mug and a PDF can share one shop. The cost arrives as a subscription and a revenue ceiling, from $39 a month covering $10,000 of sales a year.

    Pros

    • Nothing per order on any plan, so the 5% disappears rather than shrinking
    • Physical merchandise is printed and shipped beside the digital downloads
    • Payments land in your own Stripe and PayPal as the order happens
    • Starter carries product files up to 10 GB and no limit on product count

    Cons

    • Plans cap annual revenue, from $10,000 a year on Starter at $39 a month
    • Above the ceiling, 2% attaches to every order until you buy the next plan
    • Checkout stays disabled for the whole fourteen day trial
    • Extra email credits cost $2 per thousand and expire each month rather than accumulating

    Sellfy fee calculatorSellfy alternatives

  4. Beacons logoBeacons

    Keeps the one page, one link shape your supporters already know, with an entirely free tier and email tools around the store. Its cut is nearly double yours on that free tier at 9% of each sale, and reaching zero means the $30 Creator Plus plan.

    Pros

    • A free tier with unlimited digital products and no monthly cost
    • Sale proceeds go directly to the Stripe or PayPal account you connected
    • Email marketing, courses and brand outreach tools sit around the same page
    • Creator Plus at $30 and Creator Max at $90 both charge 0%

    Cons

    • Nine percent of every sale on the Free plan, and the same 9% on $10 Creator
    • Memberships require the $30 Creator Plus plan, so recurring revenue is gated
    • Beacons branding stays on your pages until that $30 tier
    • Email sends are limited to 50 a month on Free and 500 on Creator

    Beacons fee calculatorBeacons alternatives

  5. Stan Store logoStan Store

    Aimed at creators whose page sells coaching, courses and community rather than collecting support, and it takes nothing per sale on either plan. Where Ko-fi asks for nothing monthly, Stan asks for $29 with no free tier underneath it, only a fourteen day trial.

    Pros

    • Zero percent of every sale on both the $29 and $99 plans
    • Subscriptions, courses, booking and community are all in the entry plan
    • Funds settle to a connected Stripe or PayPal rather than a Stan balance
    • Committing to a year brings the Creator plan down to $25 a month

    Cons

    • No free plan at all, only a fourteen day trial before the $29 begins
    • Discount codes, upsells, funnels, affiliates and email marketing are $99 features
    • The default Stripe setup is a Custom account Stan manages, not one you bring
    • The store cannot be embedded into a website you already run

    Stan Store alternatives

  6. Podia

    The move if commissions and downloads have turned into teaching. Courses, a paid community and email campaigns come on one subscription with a thirty day trial that needs no card. The entry plan at $49 a month still takes the same 5% out of each sale you make.

    Pros

    • Lessons, a paid community and email marketing on a single subscription
    • A thirty day trial that never asks for a card
    • Shaker at $99 and Earthquaker at $179 both take nothing per sale
    • Sales run through a processor you connect rather than a Podia balance

    Cons

    • The $49 Mover plan takes 5%, the same share Ko-fi takes for free
    • PayPal is supported only on Shaker and Earthquaker, not on Mover
    • Email contacts beyond 100 cost extra, reaching $70 a month at 10,000
    • Podia cannot collect its fee through Stripe in five listed countries

    Podia fee calculatorPodia alternatives

  7. Patreon logoPatreon

    Where the memberships go if they are the real income. Recurring pledges are the entire product and Discord roles are granted and withdrawn automatically, which Ko-fi does not do for you. The cost is 10% plus Patreon’s own payment fee, and monthly payouts instead of instant ones.

    Pros

    • Discord roles are added when a member links their account and removed when a pledge ends
    • Nothing to pay monthly, because the model is a percentage rather than a plan
    • Patreon is the merchant of record, so tax and disputes are handled for you
    • One-time purchases sell from the same page as the recurring tiers

    Cons

    • Ten percent platform fee, double Ko-fi’s membership rate, before Patreon’s payment fee
    • A Patreon payment fee of 2.9% plus 30 cents applies, rising to 3.9% on non-US PayPal
    • Payouts initiate on the fifth of the month and take one to five days after that
    • You cannot connect your own processor, and cross-currency pledges add 2.5%

    Patreon fee calculatorPatreon alternatives

  8. Gumroad logoGumroad

    Also free to open, with a marketplace that can introduce your files to strangers, which is the piece no creator page provides. It costs double what you pay now at 10% plus 50 cents, holds each sale seven days, and pays nothing out below $100.

    Pros

    • No monthly charge, matching what you pay Ko-fi to keep a page open
    • The built-in marketplace can put a product in front of buyers who do not follow you
    • Gumroad acts as merchant of record and settles sales tax on your behalf
    • The customer list is visible in the dashboard and exports as a CSV

    Cons

    • Ten percent plus 50 cents per sale, double the rate you pay on a Ko-fi shop order
    • A sale that comes through the Gumroad marketplace is charged 30%
    • Money waits seven days in a Gumroad balance before it is yours to move
    • Nothing pays out under $100, where Ko-fi has no minimum at all

    Gumroad fee calculatorGumroad alternatives

  9. Linktree logoLinktree

    The best known page for routing an audience, and worth keeping in your profiles whatever else you use. As a place to sell it charges more than Ko-fi does, at 12% on the free plan and 9% on the two above, taken before your payout is sent.

    Pros

    • The strongest link-in-bio page in the category, with QR and email integrations
    • Free to keep in your profiles alongside a shop somewhere else
    • You stay the seller of record and contract directly with each customer
    • Stripe handles payouts on a daily, weekly or monthly schedule you choose

    Cons

    • Digital sales carry 12% on Free and 9% on both Starter and Pro
    • The cut is deducted before your payout is sent rather than invoiced afterwards
    • Stripe is the only documented processor, in an account Linktree creates for the store
    • Tax collection and reporting stay with you, exactly as they do on Ko-fi

    Linktree fee calculatorLinktree alternatives

  10. Whop logoWhop

    The outlier here, a checkout for paid communities with a marketplace of buyers behind it, which suits a creator whose Discord has outgrown a tip jar. Its fee documentation lists thirteen transaction charges and five payout charges, and its seller terms allow reserves on the balance it holds.

    Pros

    • Whop carries its own marketplace traffic, which a creator page cannot generate
    • No monthly plan, since every charge is applied per transaction
    • Under its collect and remit mode Whop handles tax remittance on the sale
    • Buyers can pay over instalments through Whop’s financing partners

    Cons

    • Thirteen transaction charges are listed beyond the 2.7% plus 30 cents card rate
    • Tax collection costs 2% per transaction in addition to all other applicable fees
    • Every payout is charged again, from $2.50 by ACH to 5% plus $1 in crypto
    • Reserves of up to 100% of funds for up to 180 days are permitted by the seller terms

    Whop fee calculatorWhop alternatives

Every price above is computed from that platform's own published rates on its entry plan, which is the plan almost everyone is actually on. Where a charge applies only in certain cases, an international card or a payout, the row says so rather than adding it to the headline rate. To put your own prices through Ko-fi's full stack, use the Ko-fi fee calculator.

ByteSell against Ko-fi, feature by feature

CompareByteSellKo-fi logoKo-fi
Platform fee on each sale
Yes.0% on every plan
No.5% on shop, memberships and commissions
Fixed, predictable cost
Yes.Free, or a flat monthly price
No.5% of sales, or $12/mo for 0%
Your own branded storefront
Yes.Free storefront, your own domain from Pro
Partial.A shop on your ko-fi.com page, no custom domain
Use your own Stripe or PayPal
Yes.Included
Yes.PayPal or Stripe, required to get paid
Your money is never held
Yes.Non-custodial
Yes.Funds land in your account immediately
You stay the merchant of record
Yes.You stay the seller
Yes.Ko-fi says the creator is the seller
Subscriptions and recurring billing
Yes.Included
Partial.Memberships, at 5% on both free tiers
Accept crypto payments
Yes.To your own wallet
No.Not supported
Fee to pay you out
Yes.None, the money is already yours
Yes.None, and no minimum balance
Storage and file size
Yes.500 MB free, 50 GB with 10 GB files on Pro
Yes.25 GB and 2 GB files on the free tier
Sales tax handled for you
No.You stay the merchant of record
No.You are the merchant of record

Every Ko-fi figure and limit is quoted from its own pages, linked in the fee breakdown above.

The same 10, side by side

Ko-fi alternatives compared: every plan, the fee on the entry plan, and the cheapest plan on which the platform takes nothing
PlatformPlansFee on the entry planTakes 0% fromBest for
ByteSellFree · $29 · $990% per saleFree planSelling files and memberships with no service fee
Payhip logoPayhipFree · $29 · $995%$99/moThe same rate with a full storefront around it
Sellfy logoSellfy$39 · $79 · $1590% per sale$39/moTrading the percentage for a monthly plan
Beacons logoBeaconsFree · $10 · $30 · $909%$30/moKeeping one creator link with a store attached
Stan Store logoStan Store$29 · $990% per sale$29/moCoaching and courses sold from a single link
Podia$49 · $99 · $1795%$99/moCreators whose downloads became a curriculum
Patreon logoPatreonFree10% + 2.9% + $0.30No planMemberships that need access granted automatically
Gumroad logoGumroadFree10% + $0.50No planA marketplace attached and nothing owed monthly
Linktree logoLinktreeFree12%No planRouting an audience rather than selling to it
Whop logoWhopFree2.7% + $0.30 + 0.5% + $0.03 + $0.07, plus conditional feesNo planPaid Discord communities with buyers browsing

Frequently asked questions

Still stuck? Talk to us

Because the rate everyone repeats is not the rate they are paying. Ko-fi’s own fee article puts 5% on shop sales, memberships, monthly payments and commissions across both free tiers, and reserves 0% for one-off tips, so the platform is free for the people being tipped rather than for the people trading. The tip exemption is now off by default as well: new creators start with Contributor status, which applies the same 5% to one-off tips. The paid escape is being retired in front of you. Ko-fi Gold costs $12 a month for 0%, its own Gold page opens by saying you no longer need it, and annual Gold plans are no longer sold to new subscribers, which is an awkward footing for a business. Switching does not clear the old rate either, since memberships taken through Stripe keep whatever fee applied when they began, even after a move to Gold. As a tip jar Ko-fi is still one of the kindest things on this list, and a creator whose income is mostly gifts has very little reason to move. It is the shop that costs.

On one-off tips, and only with Contributor mode switched off. New creators start as Contributors, which charges 5% on tips too. Shop sales, memberships, monthly payments and commissions are 5% on both free tiers regardless.

Twelve dollars a month for 0% service fees. Two things to weigh: Ko-fi’s own Gold page says you no longer need it and annual plans are no longer sold, and memberships already running through Stripe keep their 5% rate after you upgrade. Against that, the Ko-fi fee calculator shows what 5% is actually costing you at your volume.

No, and this is the part worth demanding from anything you move to. Funds transfer immediately and directly into your own account, with no payout schedule and no minimum balance, and Ko-fi states you are the merchant of record. Any platform that instead keeps a balance and pays out on its own timetable is a step backwards.

Patreon is the specialist, granting and removing Discord roles automatically, and charges 10% plus its own payment fee. ByteSell runs Discord and Telegram memberships as subscriptions on its free plan with no percentage taken. Payhip includes memberships on its free plan at 5%, and Beacons puts them behind its $30 tier.

Other alternatives lists

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